USA Mortgage Opportunities

Current movement in the housing and mortgage refinance markets, combined with the service and products backed by the largest local mortgage company, create local growth and opportunities.
At USA Mortgage, we accept resumes for ongoing opportunities.

Department:  Sales

Job Summary:  Examines and evaluates customer applications for residential real estate loans by performing the following duties.

Essential Duties & Responsibilities:

  • Interviews applicant and requests specified information for loan application.

  • Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation.

  • Corresponds with or interviews applicant to resolve questions regarding application information.

  • Compiles loan package and facilitates negotiation with applicant according to establishment standards, such as fees, loan repayment options, and other credit terms.

  • Ensures loan agreements are complete and accurate according to policy.

  • Assures timely loan closing and funding activities.

  • Identifies and analyzes potential loan markets to develop prospects for residential real estate loans.

  • Assists customers with inquiries and information requests, and resolves complaints relating to loan products and services offered.

Education and/or Experience:

High school diploma or equivalent and two plus years related experience and/or training.

Certificates, Licenses, Registrations

Must maintain Federal and State Mortgage Loan Originator Licensing Requirements.

Please see below for a listing of our branch locations that are currently seeking qualified Mortgage Loan Officers.  Click on appropriate branch to apply.

Abadi Branch

Corporate/Chesterfield

Clarity Branch

Gilbreath Branch

Kitrel Branch

Lynch Branch-O’Fallon, MO

Lynch Branch-Kansas City Area

Mercado Branch

Mueller Branch

Neel Branch

Overland Park Branch

Pfitzer Branch

Sinak Branch

Strick Branch

Wade Branch

Zalmanoff Branch

Job Description:

We are looking for a person who will participate in all IT related aspects providing internal network and helpdesk support for a medium size financial company. Primary duties will be development and support of the corporate network. Secondary duties will be HelpDesk Support conducted in person, remote access, and over telephone. Headquarters is in Creve Coeur Mo with branch offices in surrounding areas and out of state. 

Desired Traits

-          Friendly personality with a passion for technology

-          Good written and oral communication skills

-          Ability to self-manage time and priorities

 

Requirements

-          Configure and manage advanced firewalls

-          Configure client and site-to-site VPN

-          Configure and troubleshoot VLAN

-          Configure ACL and Routes across VLAN

-          Configure QOS for VOIP

-          Troubleshooting and rebuild Windows Computers

-          Experience in a corporate environment

-          Active Directory, DNS, DHCP in a Windows 2008/2012 environment

-          Windows 7, 10, and MS Office support

 

Education and Experience

-          Network, Desktop, or Server certifications are preferred

-           Degree in Information Technology is preferred

 

Application LInk

Department: HQ Operations

Job Title: Compliance Pre-Closing Risk Auditor Level 1

Supervisor: Sam Wallach

Job Summary:

This position is responsible for conducting daily mortgage file audits and providing important and timely feedback to the origination staff to prevent closing mortgage loans with significant defects such as misrepresentation, inaccurate data, or inadequate documentation. 

Responsibilities:

1. Perform audit/underwriting type reviews of select files after loans have been final underwritten by mortgage staff but prior to loan closing.  Should review minimum of 10% of files underwritten each day.  Will review Conventional and USDA mortgage loans.

2. Summarize and log audit findings for reporting purposes.

3. Participate in development of future enhancements to the loan audit process.

Job Requirements:

Broad understanding of residential mortgage loans and familiarity with mortgage loan products.  Knowledge and understanding of regulatory requirements applicable to mortgage lending and other mortgage related laws and regulations.  Moderate to advanced compliance knowledge within the financial services industry.  Familiar with FNMA and FHLMC quality control requirements and Loan Quality Initiative. Excellent verbal and written skills. Ability to interpret rules, regulations and guidelines and apply the interpretation to business processes.

Education:

AA or equivalent from two-year college or technical school, or equivalent combination of education and experience.  BS degree preferred. Minimum 2-3 years related experience and/or training, including knowledge of Conventional and USDA guidelines.

Knowledge of Encompass Database software.  Microsoft Office Suites.

Application Link

Job Title: Mortgage Sales Manager

Supervisor: Michelle Leesmann

Job Summary:

Due to our continued growth we are seeking a driven Sales Manager for the Overland Park area. The Branch Sales Manager is responsible for management of the branch Loan Officers, ensuring branch profitability, compliance with DAS processes and regulatory guidelines, and ensuring customer satisfaction. 

Major Areas of Responsibility Include:

  • Direct and manage sales personnel (Loan Officers) in their daily activities, ensuring compliance with DAS processes and regulatory guidelines.
  • Maintain a thorough understanding of mortgage programs and guidelines as well as stay current with industry regulations.
  • Recruit, hire and ensure training is completed for Loan Officers.  Ongoing mentorship and management of staff. 
  • Develop compensation programs for branch personnel ensuring margins for business exist to ensure ongoing success.
  • May originate loans if licensed.

 Job Requirements:

  • Residential mortgage banking industry, familiar with company’s mortgage products and investors. 
  • Management and process flow skills.   High level of written and oral communication skills, strong relationship building skills.
  • Ability to effectively communicate, educate, and motivate staff, manages multiple priorities, work under pressure, and quickly adapt to market fluctuations.
  • Positive attitude, planning and execution, strong work ethic.

Education:

  • BA or equivalent; or equivalent combination of education and experience.
  • Five plus years related industry experience and/or training.
  • Must be familiar with All Residential Mortgage Loan products.

Application Link

 

Department: HQ Operations

Job Title:  Mortgage Underwriter

Supervisor: Lara Taylor

Job Summary:

As an Underwriter you will review and Underwrite conventional residential mortgage loans ensuring compliance with established policies and procedures.

Responsibilities:

  • Reviews and evaluates information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards.
  • Evaluates acceptability of loan to corporations that buy real estate loans on secondary mortgage markets, where existing mortgages are bought and sold by investors.
  • Approves or rejects loan applications, or requests additional information.
  • Assembles documents in loan files, including acceptance or denial packages.

Job Requirements:

Requires a broad understanding of residential mortgage loans, and familiarity with mortgage loan products. Clear understand of the current RESPA laws and guidelines. Detailed knowledge of processing, underwriting and closing procedures. Two to four years underwriting experience and/or training. 

Education:

BA from four-year college or university; or equivalent combination of education and experience.   

 SAR certification a plus.

Application Link

Department: HQ Operations

Job Title: Closer

Supervisor: Jayne Siebert

Job Summary:

Responsible for the preparation of closing instructions and performing company procedures required to close and fund residential mortgage loans in accordance with company and investor policies and requirements.  Interact routinely with loan originator, and company staff involved in the loan processing pipeline.   Schedule loan closings, compile and types closing documents in preparation of the loan closing.  Meet crucial deadlines.

Responsibilities:

  1. Review approved mortgage loan to determine conditions that must be met prior to closing to ensure that all prior to closing conditions have been cleared by an authorized employee.
  2. Verifies accuracy and consistency of specification on documents to ensure adherence to government, company, and investor guidelines.
  3. Communicate with the necessary parties to ensure timely scheduling of the loan closing.  Contact borrower to request specified documents, as necessary.
  4. Compile and enter data on loan closing documents in accordance with establishment standards.
  5. Assemble loan closing documents in preparation of closing meeting.  Organize and schedule loan closing meeting with appropriate parties.
  6. Recordkeeping data on status of loans.
  7. Compile closed loan package for delivery to Post Closing/Secondary Marketing for sale to investors.

Job Requirements:

Broad understanding of residential mortgage loans, and familiarity with mortgage loan products.  Clear understanding of the current RESPA laws and guidelines.   Detailed knowledge of closing procedures.  

Ability to solve practical problems and deal with a variety of variables in situations where only limited standardization exists.  Ability to interpret a variety of instructions furnished in writing, oral, diagram or schedule form.

Education:

BA from four-year college or university; or equivalent combination of education and experience.

Minimum 2 years of experience

Application Link

Department: Kitrel-Jefferson City, MO

Job Title: Mortgage Loan Partner

Supervisor: Brandon Wooley

Job Summary:

Due to our continued growth and high business demand we are seeking an organized and detail orientated Mortgage Loan Partner at our Kitrel Branch in Jefferson City, MO. As an Assistant your job will be to Assist the Mortgage Banker in the administration and processing of mortgage loans to ensure efficient loan processing in all phases of the loan transaction.

Other Responsibilities Include:

1.         Assist Mortgage Banker with clerical functions

2.         Conduct preliminary research needed on the loan to help determine mortgage eligibility.

3.         Set signing appointments.  Provide customer service to clients.

4.         Prepare files for submission to loan processing

5.         Update and mine marketing database for new loans

6.         Any other miscellaneous requirements of the team.

 

 Job Requirements:

Administrative assistance, clerical, and customer service knowledge and experience.  Mortgage banking industry, familiar with Conventional, FHA, and VA mortgage products.  Clear understanding of the current RESPA laws and guidelines.

Education:

Minimum one-year experience and/or training.

High school diploma or equivalent required.  2-4 year college curriculum preferred.

Application Link