USA Mortgage Opportunities

Current movement in the housing and mortgage refinance markets, combined with the service and products backed by the largest local mortgage company, create local growth and opportunities.
At USA Mortgage, we accept resumes for ongoing opportunities.

Department:  Sales

Job Summary:  Examines and evaluates customer applications for residential real estate loans by performing the following duties.

Essential Duties & Responsibilities:

  • Interviews applicant and requests specified information for loan application.

  • Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation.

  • Corresponds with or interviews applicant to resolve questions regarding application information.

  • Compiles loan package and facilitates negotiation with applicant according to establishment standards, such as fees, loan repayment options, and other credit terms.

  • Ensures loan agreements are complete and accurate according to policy.

  • Assures timely loan closing and funding activities.

  • Identifies and analyzes potential loan markets to develop prospects for residential real estate loans.

  • Assists customers with inquiries and information requests, and resolves complaints relating to loan products and services offered.

Education and/or Experience:

High school diploma or equivalent and two plus years related experience and/or training.

Certificates, Licenses, Registrations

Must maintain Federal and State Mortgage Loan Originator Licensing Requirements.

Please see below for a listing of our branch locations that are currently seeking qualified Mortgage Loan Officers.  Click on appropriate branch to apply.

Abadi Branch

Corporate/Chesterfield

Clarity Branch

Gilbreath Branch

Kitrel Branch

Lynch Branch

Lynch Branch-Kansas City Area

Mercado Branch

Mueller Branch

Neel Branch

Pfitzer Branch

Sinak Branch

Wade Branch

Zalmanoff Branch

Job Description:

We are looking for a person who will participate in all IT related aspects providing internal network and helpdesk support for a medium size financial company. Primary duties will be development and support of the corporate network. Secondary duties will be HelpDesk Support conducted in person, remote access, and over telephone. Headquarters is in Creve Coeur Mo with branch offices in surrounding areas and out of state. 

Desired Traits

-          Friendly personality with a passion for technology

-          Good written and oral communication skills

-          Ability to self-manage time and priorities

 

Requirements

-          Configure and manage advanced firewalls

-          Configure client and site-to-site VPN

-          Configure and troubleshoot VLAN

-          Configure ACL and Routes across VLAN

-          Configure QOS for VOIP

-          Troubleshooting and rebuild Windows Computers

-          Experience in a corporate environment

-          Active Directory, DNS, DHCP in a Windows 2008/2012 environment

-          Windows 7, 10, and MS Office support

 

Education and Experience

-          Network, Desktop, or Server certifications are preferred

-           Degree in Information Technology is preferred

 

Application LInk

Department: HQ Operations

Job Title: Compliance Pre-Closing Risk Auditor Level 1

Supervisor: Sam Wallach

Job Summary:

This position is responsible for conducting daily mortgage file audits and providing important and timely feedback to the origination staff to prevent closing mortgage loans with significant defects such as misrepresentation, inaccurate data, or inadequate documentation. 

Responsibilities:

1. Perform audit/underwriting type reviews of select files after loans have been final underwritten by mortgage staff but prior to loan closing.  Should review minimum of 10% of files underwritten each day.  Will review Conventional and USDA mortgage loans.

2. Summarize and log audit findings for reporting purposes.

3. Participate in development of future enhancements to the loan audit process.

Job Requirements:

Broad understanding of residential mortgage loans and familiarity with mortgage loan products.  Knowledge and understanding of regulatory requirements applicable to mortgage lending and other mortgage related laws and regulations.  Moderate to advanced compliance knowledge within the financial services industry.  Familiar with FNMA and FHLMC quality control requirements and Loan Quality Initiative. Excellent verbal and written skills. Ability to interpret rules, regulations and guidelines and apply the interpretation to business processes.

Education:

AA or equivalent from two-year college or technical school, or equivalent combination of education and experience.  BS degree preferred. Minimum 2-3 years related experience and/or training, including knowledge of Conventional and USDA guidelines.

Knowledge of Encompass Database software.  Microsoft Office Suites.

Application Link

Department: HQ Operations

Job Title: ECOA/HMDA Compliance Specialist

Supervisor: Sam Wallach

Job Summary:

This position is Responsible for ensuring that Company adheres to the regulatory requirements of HMDA and ECOA by monitoring the data integrity and final disposition of all loan files. 

Responsibilities:

  1. Keep abreast of industry regulatory requirements in order to identify and implement the best practices for remaining compliant with HMDA and ECOA.
  2. Communicating and confirming with consumers the final disposition of the consumer’s loan application in conformity with ECOA, HMDA, and all other applicable regulations.
  3. Monitors loan level data to ensure that all pieces of required HMDA data are present.

Job Requirements:

  • AA or equivalent from two-year college or technical school, or equivalent combination of education and experience.  BS degree preferred.
  • One year residential mortgage experience, knowledge of DAS and relevant regulatory guidelines.
  • Knowledge of Encompass Database software.  Microsoft Office Suite.

Application Link

Department: HQ Operations

Job Title: Compliance Post-Funding QC Analyst

Supervisor: Sam Wallach

Job Summary:

This position works within the Compliance Department on post-closing/random and discretionary audits.  Responsibilities include preparation and issuance of mortgage files to third-party post-fund quality control vendor, reviewing and remediating and deficiencies identified by the third-party post-fund quality control vendor, communicating deficiencies to the appropriate parties and otherwise facilitating corrective action as appropriate. Will provide recommendations regarding deficiencies and identify training needs for various roles within the Company including Sales and Operations functions.

Responsibilities:

  1. . Review and remediate audit findings from third-party quality control vendor.
  2. Summarize audit findings and prepare audit reports for management.
  3. Participate in development of future enhancements to the loan audit process.

Job Requirements:

  • AA or equivalent from two-year college or technical school, or equivalent combination of education and experience.  BS degree preferred.
  • Three to five years residential mortgage experience, including knowledge of Conventional, FHA, VA and USDA guidelines.
  • Knowledge of Encompass Database software.  Microsoft Office Suites.

Application Link

Department: HQ Operations

Job Title: Digital Systems Support Specialist

Supervisor: Tim Spencer

Job Summary:

The person in this position will learn multiple roles in the Digital Systems Department and will be asked to switch between functions as the situation requires.

Responsibilities:

-Coordinate LOS Workflow Permissions and Enhancements.

-Motivity Reporting Software

-Power BI

-Software Customizations

Job Requirements:

Knowledge of various internet, software and computer systems and programs for compatibility, including a working knowledge of Microsoft Office products, most importantly, Microsoft Excel. Familiarity with multiple coding languages including SQL, HTML, and Java. 

Education:

AA or BS from a four-year college or university; or equivalent combination of education and experience. Minimum 3 years related experience and/or training.

Application Link

Department: Corporate Headquarters

Job Title:  Social Media and Content Coordinator

Supervisor: Chelsea Vonder Haar

Job Summary:

This position is responsible for preparing the words, slogans, or script to promote the companies, products, services, and brand identity. The duties include but not limited to social media content, direct mail marketing, sales letters, taglines, postcards, jingle lyrics, brochures, email advertising, internet advertising, catalogs, press releases, product descriptions, and other marketing media.

Social Media & Content Writers assist in the placement and management of content, images, videos among target social media platforms.

Responsible for coming up with strategic content for USA social media and implementing it

Managing corporate social media pages and helping LO’s with their pages.

Major Responsibilities include:

-Managing our Power Post account

-Content Writing

-Design for Social Media content

-Help with Print Design

-Help with company photography

-Helping our sales team with their specific social media needs

Requirements:

Minimum 2 years related experience in marketing and social media.  Must have good communication skills.

Power Post; Facebook; Twitter and Instagram experience preferred. Social media design experience required.

Education:

Minimum six months to a year marketing experience and/or training.

High School Diploma required. 2-year associates degree preferred in Marketing.

Application Link