USA Mortgage Opportunities

Current movement in the housing and mortgage refinance markets, combined with the service and products backed by the largest local mortgage company, create local growth and opportunities.  At USA Mortgage, we accept resumes for ongoing opportunities.

 

Department:  Sales

Job Summary:  Examines and evaluates customer applications for residential real estate loans by performing the following duties.

Essential Duties & Responsibilities:

  • Interviews applicant and requests specified information for loan application.

  • Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation.

  • Corresponds with or interviews applicant to resolve questions regarding application information.

  • Compiles loan package and facilitates negotiation with applicant according to establishment standards, such as fees, loan repayment options, and other credit terms.

  • Ensures loan agreements are complete and accurate according to policy.

  • Assures timely loan closing and funding activities.

  • Identifies and analyzes potential loan markets to develop prospects for residential real estate loans.

  • Assists customers with inquiries and information requests, and resolves complaints relating to loan products and services offered.

Education and/or Experience:

High school diploma or equivalent and two plus years related experience and/or training.

Certificates, Licenses, Registrations

Must maintain Federal and State Mortgage Loan Originator Licensing Requirements.

Please see below for a listing of our branch locations that are currently seeking qualified Mortgage Loan Officers.  Click on appropriate branch to apply.

Abadi Branch

Corporate/Chesterfield

Clarity Branch

Gilbreath Branch

Kitrel Branch

Lynch Branch

Mercado Branch

Mueller Branch

Neel Branch

Sinak Branch

Wade Branch

Zalmanoff Branch

Department:  Compliance

Job Summary:  Works within the business and organization to monitor and evaluate how well risks are being managed, the business is being governed and internal processes are working.

They also provide a consulting service, advising management on how to improve systems and processes.

Essential Duties & Responsibilities:

  • Attends meetings with auditees to develop an understanding of business processes
  • Research and assess how well risk management processes are working and recording the results using software such as Microsoft Word and Excel;
  • Provides ad hoc advice and guidance to managers and staff at all levels.
  • Performs risk assessments on key business activities and using this information to guide what to cover in audits
  • Provides support and guidance to management on how to handle new opportunities
  • Assesses how well the business is complying with rules and regulations and informing management whether any issues need addressing.
  • Keep abreast of latest updates in company, regulatory and investor guidelines.

 

JOB REQUIREMENTS

Broad Knowledge & Experience 

Thorough knowledge and understanding of compliance and regulatory requirements applicable to mortgage lending.

Above Average Skills 

Excellent verbal and written skills.  Strong analytical and organizational skills.

Demonstrated Ability 

Ability to interpret rules, regulations and guidelines and apply the interpretation to business processes.

General Knowledge 

Positive attitude, planning and execution, strong work ethic. 

EDUCATION & EXPERIENCE

Degree or Equivalent

4 Year bachelor’s degree in Business or Accounting

Years Experience

Minimum 5 years related experience with auditing or business management

Specialized Training 

Knowledge of Encompass Database software.  Intermediate knowledge of Microsoft Office Suite products.

Knowledge and understanding of federal regulations, laws and programs (TILA, RESPA, ECOA, FDCPA, FCRFA, FACTA, HMDA, GLB, FHA/VA, Bankruptcy and fair lending monitoring).

Implementation of federal regulations and state laws, including Financial Reform, NMLS, SAFE Act, AIR, MDIA and RESPA Reform.)

ATR, QM

Active Affiliations, Certifications

CRCM is a plus.

 

Click here to apply for this position